Clear answers. Kind guidance. A mortgage that fits your life.
I’m Todd Lodge. I help families, veterans, first-time buyers and investors understand their options and move forward with confidence — no pressure, no jargon.
“Todd was always just a message or call away, ready to answer our questions with clarity and patience.”
Thais L. · Homebuyer
Every borrower’s trail looks a little different.
Pick the one that sounds like you. Each page explains the loan options, what you’ll need, and what to expect.
First-Time Buyers
FHA and low-down-payment options, with every step explained before you take it.
Veterans & Military
VA home loans for those who served — often with no down payment required.
Rural & Small-Town
USDA loans for eligible areas outside the city, with low closing costs.
Refinance & Move-Up
Lower your payment, tap your equity, or make the jump to your next home.
Real Estate Investors
DSCR, fix-and-flip, 2–4 unit and portfolio financing for growing your rentals.
Hi, I’m Todd. Think of me as your guide, not a salesman.
Buying or refinancing a home is one of the biggest decisions you’ll make. My job is to make it feel manageable: lay out your options honestly, answer every question (even the ones you think are silly), and stay reachable from first call to closing day.
I have been working with homebuyers for over 10 years between my work in escrow and lending. It is an honor to get to help people achieve their dream of homeownership. Outside of helping home buyers I am deeply involved in youth sports, I volunteer my time as a coach and mentor. I also give back to many community youth organizations here in Southern AZ. I was born and raised in Denver CO and am an avid Colorado sports fan. I am a husband and father to two wonderful young men.
Three simple steps to the keys.
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01
Have a quick conversation
Tell Todd about your goals and budget. He’ll walk through which loan types make sense for you.
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02
Get pre-approved
Apply securely online. You’ll know your buying power and can shop with confidence.
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03
Close with confidence
Todd keeps you, your agent and the title team updated all the way to closing day.
What working with Todd feels like.
“I highly recommend Todd from Swift Mortgage for his outstanding service and dedication. He played a key role in helping us secure a great deal, and his availability and responsiveness were unmatched. His support made the entire process smooth and stress-free.”
“Todd provided excellent customer service, was knowledgeable, and professional. I will definitely be referring my friends and family to him in the future. He truly focused on our goals when we refinanced and answered our questions day and night. Thanks Todd!!”
“Todd Lodge made this so easy for us. He gave us the best experience on this loan and helped us find the best deal for my family. He treated us as if we were family — if we needed anything, he was there to help.”
“On top of all matters right away, and communication was great. Always checked in to keep me informed on any issues that needed to be addressed. Great experience.”
“Todd was friendly, knowledgeable, and the whole process was quick and convenient.”
“Todd was very helpful and I had a great experience with him. I would recommend him to anyone.”
“Always able to help, always on top of things, and always friendly.”
“Todd did an outstanding job with my mortgage and purchasing process.”
Notes from the Lodge.
Practical tips, market updates and the monthly newsletter — written for real people, not loan officers.
